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Legal Categories of Claims | Debt

Legal Categories of Claims

Debt and statutory debt

The word “ Debt” is used to describe the amount owed by one person to another person , and also describe a legal category of claim. The cause of action is said to be “debt”. For example, a loan of money creates a debt. The lender who wants to recover the debt sues “in debt”. The common law action known as “debt” is one of the oldest known cause of action. If predates the action for damages for breach of contract by hundreds of years. The essence of the claim in debt is that a benefit has actually been conferred. There is not a mere breach of a promise to provide a benefit.

Contract claims

Contract claims flow from the allegation that one party to a contract breached it, and as a result, the claimant, or plaintiff, suffered damages. Think: bad roofer; no show snow plow guy, product supplier who did not deliver; your car is a lemon; your new fridge never worked; your personal trainer or kid’s piano teacher was useless. On a larger scale, you discover defects in your house after purchase, or sadly, you default on your mortgage and the bank initiates power of sale proceedings on your house. You get fired. These are all examples of breach of contract claims.

Legal Categories of Claims | Debt

Legal Categories of Claims

Building Site Accident Claims

There are many different types of accidents that can happen on a building site. This includes falling from a height and slips, trips and falls, as well as machinery-related injuries and accidents due to insufficient training.

There is no denying that building sites are one of the more dangerous working environments. This does not mean that you simply need to accept that your health and safety are at risk when stepping onto a construction site. Nowadays, there are a number of different rules and regulations that are in place to prevent accidents and injuries from happening.

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